Scheduled benefit plans are the latest and greatest
innovation in the health insurance industry.
They enable you to combine the cost savings of a high-deductible major
medical plan with the more comprehensive coverage of a low-deductible plan, for
relatively little added expense.
These plans also can be purchased
as a stand-alone plan for individuals and their families. This scheduled benefits plan is perfect for
individuals who cannot obtain, because of either pre-existing conditions or
financial constraints, either high-deductible or low-deductible health
insurance.
The scheduled benefits plan reimburses you for your day-to-day medical
expenses such as doctor visits, lab work and x-rays. This essentially makes it
possible for you to obtain regular medical care with little or no cost out of
your pocket.